Insurance is a powerful thing and something that millions of people all over the United States have, as it protects them from emergencies and provides them relief when they need it the most. However, there are still some people out there who don’t have their coverage, and while it would inconvenience them most of all, it can be a problem for you if you’ve gotten into an accident with someone uninsured. Before you panic, however, keep reading to find out the options you can take.
Seek Medical Attention
The first and most important step you should take once you’ve been injured is to get some immediate medical attention. The human body is not built for high-speed collisions, and an accident can result in all kinds of short and long-term consequences, many of which you may not be able to tell immediately. This is why, although you should first inspect yourself and see how badly you’ve been injured, you should also get yourself to a hospital whenever you can, even if there are no obvious signs of trauma. The most common injuries in accidents range from lacerations to internal bleeding and fat necrosis due to trauma.
Talk to an Attorney
Talking to an attorney will help to put you at ease and understand your situation better, especially if you use the services of an uninsured motorist attorney in your area. The accident may or may not have been your fault, and if it were, your lawyer would help you reduce any charges or damages that have stuck, while if you weren’t at fault, your lawyer would help you get repayment from the other party, as well as stick them with charges if that’s the road you want to go down. Car accident lawyers specialize in getting their clients the best outcome they can provide, so you’d be well-served by going to one whenever you can.
Gather Information
Many motorists, especially those who don’t have any insurance, are quick to get away from the scene before they can be made to pay or face consequences. As long as you’re able and present enough, you should make sure to note things like the perpetrator’s vehicle, model, paint type, and, especially, the number plate. This way, you’ll be able to identify the vehicle after you’ve gotten enough medical attention. If the other party is cooperating, you should still note down things like the time and the set of circumstances that led to the accident so you can report them later.
Talk to The Police
You’ll likely have to report to the police once you’ve recovered enough since driving without insurance is illegal in many states. The police will require a complete statement from you, which can wait until you’re feeling comfortable enough, but it’s better to give one as soon as you can. Since they’ll need details, you’ll have to report all of the information that you remember and decide whether you want to press charges or not. If you decide not to, you may still be able to get financial restitution from the other party through your lawyer.
Talk to Your Insurance Company
Your insurance company may be your saving grace once you’ve been caught in an accident. Hospital and healthcare bills are incredibly expensive, and most people aren’t able to afford them, especially if it’s a severe injury. This is where insurance helps since a claim will allow you to get the best healthcare you can get, which can drastically change the outcome of your recovery, preventing severe long-term damage or even saving your life. All you’ll need to do is talk to your provider when you can and provide your side of the story along with any extra information.
Conclusion
Road traffic accidents are some of the most dangerous yet common accidents out there, with multiple happening in each city every day. Insurance helps to mitigate this problem, as people who’ve been injured can pay off their medical bills as well as any damage to their vehicle. However, this is not the case with everyone, as many motorists are roaming around uninsured, and if you’ve gotten into an accident with one, you may not be sure about the course of action you can take next. Luckily, if you use the information in this article, you’ll be able to solve your problem with the motorists in whatever way is best for you.
